Q. With all the uncertainty right now, is this a good time to buy? A. This question is asked of me more than any other over my many years in the real estate business. The best way to answer that is to look around at your personal circumstances and the condition of the economy.

Currently, interest rates are at historic lows—this means if you plan on taking out a mortgage to purchase your home, you will benefit from the best possible interest rates.

Since the change in the tax laws, which cap deductions for interest and property taxes at $10,000, depending upon your price range, it may be advisable to purchase as soon as possible.

Locally, I don’t foresee a dramatic drop in price, and at the moment, since many buyers have not committed to purchasing, it might be the perfect time for you. In any case, you should discuss with a real estate professional.

Q. I just went to look at an apartment with a real estate agent, and I had to sign a multitude of forms before seeing the apartment. What’s that all about?

A. There have been a few changes that are mandated for real estate agents. You are required to sign the agency disclosure form so that you understand the relationship between yourself, your real estate broker, and the seller.

The second form is a Fair Housing disclosure, indicating that you understand that we do not discriminate under any circumstances.

The third form is a COVID-19-related questionnaire which must be signed and filled out prior to seeing any property. Some agents will also require you to sign a registration form.

Send your real estate-related questions to jambron@halstead.com.